At IOA Tampa Bay, we want to ensure our clients are sufficiently covered in all aspects of their lives—no matter where they live or what kind of car they drive. That’s why our team is committed to developing effective renters insurance strategies for Florida residents.
Renters insurance acts as a homeowners insurance policy for those who rent and inevitably can help protect you and your assets in the event of loss. Having renters insurance can also help to mediate the cost of damages should anything happen to a rental property you are living in.
Do not make the mistake of assuming your landlord’s home insurance will cover you and your assets. A landlord’s policy covers only the physical structure of the rental property—not your belongings. If the person who owns the building has Florida rental property insurance, they are protected from costs to them should something happen to the building, but they are not responsible for insuring your belongings.
The team at IOA Tampa Bay can make sure your personal assets and belongings are covered by a policy designed specifically for tenants.
Florida renters insurance covers your possessions for common causes of loss, additional living expenses related to making other living arrangements, medical expenses for treating people injured on your premises as well as unfortunate lawsuits.
There certainly is a lot to consider when determining the exact coverage you need and want from your renters insurance. Florida clients benefit from working with our insurance specialists who are here to help you distinguish the risk exposures you face and ensure that you are perfectly prepared.
Contact IOA Tampa Bay today for more information or fill out our free renters insurance quote form online!